Returns When
ANB Points Are Redeemed:
If you use ANB Points to purchase an item and later return that item within the 30-day return period, the refund you receive will exclude the value of the ANB Points you redeemed. This means we’ll refund the amount you actually paid out of pocket for the item, not including the discount provided by the ANB Points.
For example: If you bought an item for $50 and used $10 in ANB Points, you paid $40 out of pocket. If you return the item, your refund will be $40.